Georgia Uninsured & Underinsured Claims Lawyers
How You Can Recover Compensation after an Accident with an Uninsured Driver
Many automobile accidents and trucking accidents in Georgia often involve vehicle insurance coverage issues. Government statistics state that one out of every four drivers on the highway today are driving vehicles without any automobile insurance covering their vehicle or truck. Many times after an automobile accident or trucking accident, it is discovered that the at-fault vehicle has no insurance. Many potential clients call our office and ask what they should do in this situation.
This is an area of law where an injured party needs the informed and educated services of an experienced personal injury attorney. Just in case this uninsured situation occurs, at the Law Offices of Falanga & Chalker, we ask all of our clients to bring us the declaration pages for all vehicles in the clients household for our review so that we can apply the law and proper procedures for determining stacking of uninsured/underinsured coverages.
How Georgia Law Handles These Situations
The declaration page of an automobile insurance policy is usually the front page that states the types of coverage and the limits of coverage for each type of potential loss. Many times, in addition to the actual vehicle driven by our client at the time of the collision, other vehicle insurance policies for other vehicles in the client's household can be stacked and utilized for providing coverage for a victim's injuries. Unless specifically rejected, under Georgia law an insurance company issuing a motor vehicle policy in Georgia must contain uninsured coverage.
Under Georgia law, a driven motor vehicle must carry at least the minimum liability insurance mandated by statute. However, Georgia law does not require the owner of a vehicle to purchase a minimum amount of uninsured motorist insurance coverage. Georgia law allows for uninsured motorist coverage to be waived or rejected in writing by the insured.
At the Law Offices of Falanga & Chalker, our trained and experienced personal injury attorneys know how to find and recover every dollar that an injured victim is entitled to in their personal injury or wrongful death claims.