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Uninsured And Underinsured Claims

Georgia Uninsured & Underinsured Claims Lawyers

How You Can Recover Compensation after an Accident with an Uninsured Driver

Many automobile accidents and trucking accidents in Georgia often involve vehicle insurance coverage issues. Government statistics state that one out of every four drivers on the highway today are driving vehicles without any automobile insurance covering their vehicle or truck. Many times after an automobile accident or trucking accident, it is discovered that the at-fault vehicle has no insurance. Many potential clients call our office and ask what they should do in this situation.

This is an area of law where an injured party needs the informed and educated services of an experienced uninsured and underinsured accident attorney. Just in case this uninsured situation occurs, at the Law Offices of Falanga & Chalker, we ask all of our clients to bring us the declaration pages for all vehicles in the clients household for our review so that we can apply the law and proper procedures for determining stacking of uninsured/underinsured coverages.

Contact us or call (470) 450-1164 for a free consultation with our uninsured and underinsured claims attorneys in Georgia, Alpharetta, Greensboro, and Ellijay representing clients throughout Georgia.

How Georgia Law Handles These Situations

The declaration page of an automobile insurance policy is usually the front page that states the types of coverage and the limits of coverage for each type of potential loss. Many times, in addition to the actual vehicle driven by our client at the time of the collision, other vehicle insurance policies for other vehicles in the client's household can be stacked and utilized for providing coverage for a victim's injuries. Unless specifically rejected, under Georgia law an insurance company issuing a motor vehicle policy in Georgia must contain uninsured coverage.

Under Georgia law, a driven motor vehicle must carry at least the minimum liability insurance mandated by statute. However, Georgia law does not require the owner of a vehicle to purchase a minimum amount of uninsured motorist insurance coverage. Georgia law allows for uninsured motorist coverage to be waived or rejected in writing by the insured.

At the Law Offices of Falanga & Chalker, our trained and experienced uninsured and underinsured attorneys know how to find and recover every dollar that an injured victim is entitled to in their personal injury or wrongful death claims.

Contact Us Today

Our uninsured accident lawyers in Georgia work hard to get every client a full, fair, and complete settlement for their personal injury or wrongful death claims.

For a further explanation of your remedies in an uninsured or underinsured claim, please either call our office at (470) 450-1164 or fill out our contact form to set up a free consultation.

Our Client Testimonials

  • “Robert and Ms. Vicki provided me world class customer services as an attorney in a case that was arguable hard to settle. Not only did Robert do the best he exceeded the typical recovery because he ...”

    - Catherine M.
  • “I am forever grateful.”

    - Luis C.
  • “They try to get you the most out of your case.”

    - Sonia C.
  • “Very easy to talk to and answers any and all questions.”

    - Taylor H.
  • “Mr. Falanga did an outstanding job.”

    - Rush J.
  • Georgia Trial Lawyers Association
  • American Association for Justice
  • State Bar of Georgia
  • Truck Accident Lawyer Portal
  • The National Trial Lawyers Top 100
  • Top 25 Motor Vehicle Trial Lawyers
  • American Institute of Trial Lawyers - Litigator of the year 2020

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